5 essential legal documents all seniors should have.

Older adults should have at least five essential legal documents according to Savvy Senior advice. These documents help protect seniors and their families by making wishes clear and minimizing conflict regarding health care and estates. A durable power of attorney lets someone manage financial affairs if the senior is incapacitated. An advance directive, including a living will and health care power of attorney, states end-of-life medical wishes and names a decision-maker. A will details how property is distributed after death and names an executor. A HIPAA release allows health care providers to discuss medical information with designated people. Seniors can use do-it-yourself options for simple estates or hire an attorney for complex situations to create these documents, including optional living trusts. Resources are available to find legal help, including low-cost options.

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