Housing Affordability Reality Check (Feb. 2026): Rent, Listings, Permits, and Policy in Williamsburg

This is the first installment of our monthly Housing Affordability Reality Check for Williamsburg-area residents. The goal is simple: combine market pricing, local policy movement, and permit/inspection operations into one practical snapshot.

February Snapshot: Prices are still high, but market pace is less frantic

Realtor.com’s December 2025 market summary for Williamsburg shows a median home price of $525,000 and median rent of $2,200/month. Active listings were up year-over-year (+25.27%), but average days on market also rose to 70 days (+22.81% year-over-year), suggesting buyers are still facing high prices even as listing velocity slows from peak intensity.

For renters, citywide median rent was down 1.65% year-over-year in that reporting period, but the level remains elevated for many local households.

Neighborhood/ZIP comparison: 23188 vs. 23185

  • ZIP 23188: median home price $535,000; median rent $2,200; 232 homes for sale; 68 average days on market.
  • ZIP 23185: median home price $495,000; median rent $2,100; 205 homes for sale; 72 average days on market.

That spread means residents looking west and north of the historic core are generally seeing a higher median sale price point, while 23185 remains somewhat lower on median pricing but still expensive for first-time buyers.

At the neighborhood level inside 23188, Realtor.com currently shows Ford’s Colony with a median home price around $822,450, underscoring how much affordability can shift block-by-block even within the same city-market label.

Policy pipeline: preservation and affordability tools are moving, but gradually

Recent local government actions still point to a phased strategy rather than a quick supply reset:

  • York County is advancing the Penniman Road Housing Study using a $75,000 CDBG award to assess rehabilitation needs and phase future work.
  • York County also reports completed outcomes from its Carys Chapel cycle: 14 home rehabs, one substantial reconstruction, and one demolition of a vacant structure.
  • Williamsburg continues to reference implementation pathways from its affordable housing workgroup and One Williamsburg tracking framework.

Bottom line: policy is active, but most near-term impact remains in rehab/preservation and incremental pipeline work rather than a sudden increase in lower-cost inventory.

Permit/inspection operations: a supply-readiness signal to watch monthly

James City County’s Building Safety & Permits daily update for Feb. 23 reported 61 inspections scheduled that day. While this is not the same as monthly permit issuance totals, inspection volume is still a useful operations signal: it shows ongoing construction/renovation throughput and code-enforcement workload in the local housing system.

For this monthly series, we’ll track this operations side alongside listing/rent data and policy decisions. If a larger permit dataset becomes publicly machine-readable, we’ll add it as a standing chart.

What this means for residents now

  • Buyers: inventory is higher than a year ago, but affordability is still stretched at current price levels.
  • Renters: some softening appears in selected metrics, but headline rents remain high enough to pressure household budgets.
  • Policy watchers: expect incremental progress via rehabilitation and targeted programs before major market-wide relief appears.

Sources

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